Interest-free fishing tackle finance

0Interest is earned on all orders over £300

Dear customer,

Crown's official mobile App is pleased to offer a range of interest-free credit terms on orders over £300. 6, 9 & The credit is interest-free for 12 months on orders of more than £300 and 18 months on orders of more than £1,000. On orders of more than £300, £15 gets you a 36-month payment period.9% of the April delegates.

Applying for funding is quick and easy. Complete the checkout and pay the deposit to begin the application form, once complete, get an instant credit decision and sign online. Your goods will be shipped as soon as you receive them.

Credit depends on status and affordability. Fishing Rod Direct is a credit broker authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK, which is authorised and regulated by the Financial Conduct Authority.

Available financing options

Option 术语 Minimum value. 订单 Minimum value. 存款
Interest free financing 6个月 £300 5%
Interest free financing 9个月 £400 5%
Interest free financing 12个月 £500 5%
15 Interest Finance.9% 18个月 £1,000 5%
15 Interest Finance.9% 24个月 £500 5%
15 Interest Finance.9% 36个月 £300 5%

A representative example
The cash price is £1,200.Deposit £120.00. The annual interest rate is 0% & Interest rate 0% fixed payment for 12 payments of £90 per month for a total of £1,200.00.

How to Apply

  • You can apply for the required financial options by selecting this payment method at the final stage of the checkout process.
  • You'll see a detailed calculation of how much you have to pay each month, depending on how much you want to put down as a deposit.

What do I need to apply for?

To apply for finance, you must meet the following criteria:

  • You must be at least 18 years old
  • You must be a UK resident with a continuous address history of at least 3 years
  • You must have a full-time job, unless retired or a house sitter with a stay-at-home spouse
  • You must have a UK bank account that accepts direct debits
  • You must have a valid debit or credit card registered with your name and home address on the application form in order to pay your deposit

 

Frequently Asked Questions (FAQs)

  • How do I choose to pay with finance?
    Simply select the finance option on the checkout page or let the sales consultant know if you are buying from the showroom of Crown's official mobile App.
  • Who is eligible to apply for online finance?
    To apply for finance, you must be at least 18 years old, work at least 16 hours a week or have an income from retirement. You must also be a UK resident and have lived in the UK for the past 12 months or more. Unfortunately, the official Crown mobile App is unable to provide Eire residents with online financial services. 首页makers aren't excluded from applying under their own names; however we will require the employment details of your spouse in order to process your application.
  • When do I start repaying?
    Your monthly repayment will begin one month after your purchase has been delivered.
  • Are there any arrangement fees or hidden extra credits?
    No. There are no arrangement fees or hidden extras.
  • Once my application is approved, what happens next?
    Within minutes of your application being approved, you will see the option to sign electronically or print and return your financial agreement. If you choose to sign your agreement electronically, a PDF of your agreement will be displayed on the screen. You should read the agreement carefully before clicking on all relevant sections of the terms of the agreement. Once you have agreed to the terms of the financial agreement, Angling Direct will be notified and you do not need to do anything further. If you choose to print and return the agreement, you should print the agreement, read it carefully, and then sign it following the directions on the cover letter. This signed document should be mailed to the address shown on the cover of the Financial Agreement. Please note that products will not be assigned to your order until Novuna Personal Finance returns and receives the agreement you completed and signed. We will deliver the goods immediately upon receipt of your agreement.
  • Your credit score me, if so, what does that mean?
    Credit scores are the process financial services companies use to assess the credit risk of new applicants. This technology will be applied to your online financial application. The credit score is based on the answers on the application form (such as age), income and occupation, together with information obtained from the credit bureaus. This information enables the official Crown mobile App to make a consistent decision, ensuring that all applicants are treated fairly. Credit scores do not discriminate based on gender, race, religion or disability.
  • If you reject my application, what is the reason?
    In addition to your credit score, Novuna also takes into account your identification, verifying certain application details, existing commitments and information from credit reference agencies. While Novuna cannot provide you with the primary reason your application was rejected, it is usually based on one, or a combination of the following:
    1. Your credit score (please note that each financial company rates you differently)
    2. Bad credit reference agency information
    3. You'll be seen as over-promising
    4. You are under 18
    5. The performance of your existing accounts with other lenders
  • What kind of information does the credit bureau have about me?
    Some information is public, such as electoral rolls, county court judgments and bankruptcies. Other lenders may also record information about accounts you hold with them, for example, this may include your payment history and the outstanding balance on those accounts. Any credit requests, where credit information searches were made, will also be filed, although the results of the requests are not recorded.
  • How do I get a copy of this information?
    You should send a cheque for £2.Paid to the relevant company, together with details of all addresses where you have lived for the past 6 years:
    1. Experian Consumer Service Desk LTD Box 8000 Nottingham NG1 5GX
    2. Equifax, Inc., Credit File Enquiry Centre. P.o. Box 1140. Bradford, type 1, five
    3. Department of Consumer Services, Callcredit LTD, Po Box 491, Leeds LS3 1WZ
    Details of these addresses will be provided by the above organisations. If you think the information is incorrect, you can ask the agency to correct it.
  • If my application is unsuccessful, can I reapply?
    是的. The Crown Official mobile App acknowledges that your situation has changed. Just because the Crown Official mobile App rejected the previous application does not mean that the Crown Official mobile App will automatically reject further requests. However, the official Crown mobile App recommends you apply at least six months apart.
  • Can I have it delivered to an address other than my home?
    To prevent fraudulent applications, unfortunately, the official Crown mobile App can only deliver goods to the home address of the applicant.

 

Why is interest-free credit an advantage?

  1. With a 5% deposit you can get the fishing tackle you've always wanted.
  2. Spread the cost with manageable monthly payments.
  3. Real-time online decision making and design paperless process
  4. By spreading the cost, you have extra cash
  5. Fixed Payments - Your payments are fixed for the duration of the agreement, allowing you to budget more efficiently

The most important